Courses that move you forward

Scarcity, opportunity cost and two distinctions grown-ups keep getting wrong.

Consumer, firm and state: what drives them, how they calculate and how they connect.

Market equilibrium up close, GDP from a helicopter and the levers of economic policy.

Goods, the four phases of the economic process, the three questions every society faces and the cycle the economy swings through.

IntermediateHigh School

The state budget: where our taxes go

Public budgets, state revenue and spending, mandatory expenditure and public debt. Why a government cannot cut wherever it likes and when borrowing actually makes sense.

~3 hrs

The three tiers of public budgets, the path from proposal to law, the provisional budget regime and the difference between a cyclical and a structural deficit.

Taxes, social contributions, customs duties and state property on the revenue side. Pensions, education, defence and interest on the spending side, plus the mandatory expenditure that ties the government's hands.

How the state borrows, how deficits turn into debt, what interest costs and why Norway runs a surplus. Plus what you can do about it.

IntermediateHigh School

Law in practice: contracts, work and damages

Civil and labour law the way you actually meet it: purchase contracts and complaints, gifts, works, leases, damages, employment contracts, notice and liability at work. Eight interactive simulators instead of memorising sections.

~5 hrs

How a contract is formed, what purchase, gift and work contracts must contain, and what to do about defects.

Lease, sublease and usufructuary lease, wagers, plus damages, lost profit and non-pecuniary harm.

From your first summer job to a notice: parties, agreements, the contract, termination and liability.

IntermediateHigh School

Trading: a reality check

What trading really is, why most people lose money and how it turned into a recruitment business. And why it is still real work that very few people can sustain.

4 units

~4 hrs

Speculation is not investing. Brokers, spreads, leverage and the question of who is on the other side of your trade.

Mandatory broker warnings, the maths of losses, randomness disguised as skill and survivorship bias.

Mentors, signal groups, copy trading, pyramid schemes and prop firms. Where their money actually comes from.

What a professional's day looks like, why the psychology is the hardest part and where trading genuinely makes sense.

BeginnerHigh School

How the world of stocks and investments works

Why leaving money idle is a mistake, how the stock market works and how to start investing sensibly. Playful, clear and interactive. For high school.

~3 hrs

Inflation, the power of time and spreading risk. Understand why before buying your first share.

What a share is, how its price forms on the market and how you earn on it.

Bonds and ETFs, beginners' biggest mistakes and how to actually take the first step.

BeginnerHigh School

Personal budgeting: where the money goes

The budget house, an emergency fund and the 50/30/20 rule. How to build your own budget, where to find money in it and why delay is the most expensive item of all.

~3 hrs

What a budget gives you and what its absence takes away. Spending across a lifetime, the cost of delay and the eight rules a budget stands on.

Insurance, costs, an emergency fund and three floors of goals. Why you build from the bottom and how the ideal differs from reality.

The 50/30/20 rule, three steps to your own budget, five levers of a financial plan and nine mistakes that break it.