Pension calculator
Think about your pension now
The earlier you start, the less it costs you. Compare pension savings and DIP and see how much the state adds.
How old are you?
20 years
15 years55 years
How much will you send to your pension each month?
1,000 CZK
100 CZK5 000 CZK
How boldly will you invest?
Where will you save?
We assume you save until age 65. The return depends on your strategy and is the same for pension savings and DIP — what matters is the fund you pick, not the wrapper. We don't include fees in the maths, so keep an eye on them for your specific fund. It's not a promise, just a long-term average.
Pension? Start early!
3,594,771 CZK
Your deposits: 540,000 CZK
State contributions: 108,000 CZK
Growth after tax: 2,946,771 CZK
Withdrawing everything at once means a 15% tax on the growth (here 520,019 CZK) — we've already subtracted it. If you take a regular pension instead, you pay nothing.
if you just stashed it in a drawer, you'd have 540,000 CZK
